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Regular Income NBFC Bond
active
Secured
ISIN
INE572J07737
Investment Details
Key Terms
Minimum Investment
₹3,00,914.79
For Settlement Date Dec 10, 2025
Maturity Date
14 Apr 2027
1 Year 4 Months 4 Days
Payment Frequency
monthly
Coupon Rate
10.50 %
Financial Details
Coupon Type
N/A
Yield to maturity
10.65% p.a
Current Yield
10.46%
Clean Price
₹100.42
Dirty Price
₹100.30
Bond Details
Issue Size
N/A
Base Issue Size
N/A
Greenshoe Option Size
N/A
Issue Closes
N/A
Issue Type
nbfc
Face Value
₹1,00,000.00
Listed
Yes
Allotment Mode
N/A
Mode OF Issue
private placement
Settlement Date
Dec 10, 2025
Coupon Type
Call Date
N/A
Put Date
N/A
Tier
N/A
Perpetual
No
Issue Date
14 Aug 2024
Risk Factor
Tax Type
Taxable
Tax Free
Mode of Issue
Public
Private
Seniority
Non-Senior
Senior
Security
Unsecured
Secured
Issue Managers
Current MD/CEO
Mr. Shalabh Saxena
Debenture Trustee
Catalyst Trusteeship Limited (Formerly GDA Trusteeship Limited)
Credit Rating
Instrument Rating
A+
Rating Rationale (CARE)
Download Details
Rating Date
Outlook
stable
Cash Flow
Investment Amount
₹3,00,914.79
Settlement Date
Payment Term
monthly
Units
3
Repayment Schedule
Download
Date
Interest (10.50%)
Principal
Jan 14, 2026
₹2,675.34
-
Feb 14, 2026
₹2,675.34
-
Mar 14, 2026
₹2,416.44
-
Apr 14, 2026
₹2,675.34
-
May 14, 2026
₹2,589.04
-
Jun 14, 2026
₹2,675.34
-
Jul 14, 2026
₹2,589.04
-
Aug 14, 2026
₹2,675.34
-
Sep 14, 2026
₹2,675.34
-
Oct 14, 2026
₹2,589.04
-
Nov 14, 2026
₹2,675.34
-
Dec 14, 2026
₹2,589.04
-
Jan 14, 2027
₹2,675.34
-
Feb 14, 2027
₹2,675.34
-
Mar 14, 2027
₹2,416.44
-
Apr 14, 2027
₹2,675.34
₹3,00,000.00
Net Returns
₹41,942.47
₹3,00,000.00
Gross Returns(Interest Earned + Total Principal)
₹3,41,942.47
Documents
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Debt Quality
Security
This bond is SECURED
Seniority
In case of default, the bond holders will be considered 'Senior' for payment
Listed
Listing details are not available
Issuer
Spandana Sphoorty Financial Limited
Issuer Overview
Spandana Sphoorty Financial Limited (SSFL) is a microfinance company (NBFC MFI). Spandana Sphoorty Financial Limited offers micro-loans to customers who do not have easy access to credit from the formal channels of finance.
Industry
N/A
Year Founded
1998
Sector
N/A
Ownership
N/A
Head Office
Hyderabad
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Investment Calculator
3 units
₹3,42,857.26Total Returns
Invested Amount
₹3,00,914.79
Earned Interest
₹41,942.47
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Standard Disclaimer
Investment in securities market are subject to market risks, read all the related documents carefully before investing.
Registration Details
JM Financial Services Ltd.
Corporate Identity Number: U67120MH1998PLC115415
https://www.jmfinancialservices.in
Registered Office
JM Financial Services Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6630 3030. Fax: (022) 6630 3223
Corporate Office
JM Financial Services Limited, 5th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6704 0404. Fax: (022) 6704 3139
Standard Disclaimer
Investments in debt securities, municipal debt securities/securitised debt instruments are subject to risks, including delay and/ or default in payment. Read all the offer related documents carefully.

Investments in Securities Market are subject to market risks, read all the related documents carefully before investing.
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